Loop Capital Initiates Coverage On Upstart Holdings with Hold Rating, Announces Price Target of $34

Here's How Affirm's AI Upgrade Could Strengthen Credit Underwriting

Affirm Holdings has launched a new transformer-based machine learning model for real-time credit underwriting at U.S. checkouts. The model approved more applications and generated 3.4% more completed purchases in testing by analyzing transaction and repayment patterns. The technology leverages 14 years of proprietary data to broaden customer access while managing credit risk, potentially supporting higher transaction volumes and revenues.

Upstart's CEO Spoke at Goldman Sachs Conference This Week — Here's What to Know

Upstart Holdings drew attention this week with remarks at a major investor conference, an analyst initiation and a stock purchase by its CEO.

Upstart August 2026 Origination Volume Hits $1.34B, Averaging $50.7M Per Day Across 26.5 Origination Days